How Lodestar Compares

Monarch Money is a polished budgeting and net-worth tracking app — a popular Mint replacement. It links your accounts, categorizes transactions, tracks budgets and goals, and supports shared household finances.

Rocket Money (formerly Truebill) finds and cancels unwanted subscriptions, negotiates bills on your behalf, and offers light budgeting and spending tracking.

Empower (formerly Personal Capital) offers strong free investment dashboards, net-worth tracking, a fee analyzer, and a Monte Carlo retirement planner — alongside a paid human wealth-advisory service charged as a percentage of assets.

YNAB is a beloved zero-based (envelope) budgeting system with a strong method and community. Every dollar gets a job, and it excels at building disciplined month-to-month spending habits.

Mint was Intuit's free budgeting and tracking app. Intuit discontinued it in early 2024 and pointed users to Credit Karma, which lacks Mint's budgeting depth — leaving millions looking for a Mint alternative.

Copilot Money is a beautifully designed budgeting and net-worth tracking app, a favorite in the Apple ecosystem, with smart transaction categorization and investment tracking.

Simplifi by Quicken is a modern budgeting app with a customizable 'spending plan' and a projected cash-flow view that estimates your upcoming account balances from income and bills.

PocketGuard keeps budgeting simple with its 'In My Pocket' number — how much is safe to spend after bills, goals, and necessities — plus subscription tracking and basic debt-payoff plans.

Astor is an AI investment advisor for iPhone and web: you link your brokerage via Plaid, then text or voice-call an AI about your holdings 24/7. Its operator (Gaus, Inc.) is an SEC-registered investment adviser, so it can give personalized, security-level investment guidance — non-discretionary, meaning you still place the trades.

PortfolioPilot, by Global Predictions (an SEC-registered investment adviser), is a web-based AI portfolio platform: a proprietary Portfolio Score, investment recommendations, fee and tax insights, and retirement scenario modeling across large multi-asset portfolios.

Piere is a mobile-first AI budgeting app with automation: 2-tap budgets, transaction categorization, an AI chat assistant (Piere IQ), and 'Moves' — automated transfers between your existing bank accounts for payday auto-saving and debt payoff.